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"Experts" say we should always regard those who lose in fraud as "victims" and never say it's their own fault. Well, sometimes they are not and it is.

We have every sympathy with someone who is tricked by a subtle and convincing approach by a fraudster. These are the vast majority of cases. 

But in this case, anyone who falls for this trick is so stupid that we can't see them as victims, only as a willing, on at least some level, author of their own misfortunes. 

The fraud is so obvious that it kind of slaps the target in the face.  As often, it starts with an email. And even a sliver of common sense shows that it's a blatant attempt to defraud just by reading the headline.

Tuesday, 30 June, 2026 - 09:57

"Your USD2,100,000.00 Bank Visa ATM Card is Ready for Delivery" shouts the email's subject line. 

OK, almost everyone has an ATM card. They know it is attached to either their current account or another named account. And they know that all ATM cards in the real (i.e. not black card) world has a limit. It might be 200 or 500 dollars, pounds or euros per day. It certainly isn't more than 2 million dollars. 

And no one - but no-one - sends a card attached to an account with such a balance to a random person. So a random email has to be fake. 

This is the body of the mail:

Greetings to your family

I have sent you several messages regarding your unclaimed  W-inning  amount  of  USD $ 2,  100,  000.00  Loaded  to  your  A.T.M  visa  Card  which  we  discussed,  We  hereby  duly  interred  Switched,  Therefore  you  can  make  withdrawal  in  any  location  of  ATM  Machines  centre  cash point  of  your  choice  in  any  part  of  the  World  and  the  Maximum  you  can  withdraw  per  day  is  $2500.00  equivalent  to  any  local  currency,  but  I  did  not  hear  from  you  Since that time.  Then i went to deposit your package (ATM CARD)  With ELITE   DIPLOMATIC COURIER Company in Johannesburg, South  Africa  as  I  travel  out  of  the  Country  for  a  short  course,  and will  not  be  back  till  the  end  of  4th  quarter  of  the  year  2027.

What  you  have  to  do  now  is  to  contact  the  Elite Diplomatic  Courier  Security  Company  as  soon  as  possible  to  know  when  they  will  be  delivering  your  package  to  you  because  of  the  expiring  date  For  your  information,  I  have  paid  for  the  Clearance  Certificate  fee  neither  the  A.T.M  card  showing  that  it  is  not  a  Drug  Money  nor  to  Sponsor  Terrorist  attack  in  your  country.  The  only  money  you  will  pay  to  the  Elite  Courier  Company  to  deliver  your  A.T.M  Card  direct  to  your  postal  Address  in  your  Country  is  $150  only  being  their  Security  Keeping  Fees  of  the  Courier Company so far.

Again  don’t  be  deceive  by  anybody  to  pay  any  other  money  except  $150  and  I  would  have  paid  that  but  they  said  no  ,  because  they  don’t  know  when  you  will  be  contacting  them  and  in case  of  Demurrage.  You have to contact the Elite  Express  Courier  Company  Manager  for  the  Delivery  of  your  Visa  A.T.M  Card  package  with  the  information  below  immediately.

HERE IS THE ELITE COURIER COMPANY INFORMATION:

Courier Name: Elite Diplomatic Courier Company LTD
Contact Person: Eva Mendlova .
Position:  Delivery Department Manager
Tel:  0027 71 8440314
Email: evamendlova@hotmail.com

Finally make sure that you reconfirm your Full Name, Residential  Address  and  your  phone  Nr,  to  them  again  to  avoid  any  mistake  on  the  Delivery  and  ask  them  to  give  you  the  tracking  Number  to  enable  you  track  your  Package  over  for  you  to  know  when  it  gets to your address.  Let me repeat again,  try  and  contact  them as  soon  as  you  receive  this  message  to  avoid  any  further  delays  and  remember  you  have  to  pay  $150  before  delivery.

You  must  contact  them  by  indicating  your  Package  Code  (2261458) so  that  they  can  find  it  and  pick it up immediately  as  they  Have it in their Record.

Thanks for your understanding,

Dr.Theresa Botha
Acting Manager First National Bank South Africa,
 

 

 

We don't need to go through the mail to show how mind-numbingly nonsensical it is. You can do that for yourself. Note that, as often, the contact address is an anonymous email address at a major service provider, in this case Microsoft's HotMail. 

 

 

 

 


Let's Talk About Fraud.

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